• Online banking requires you to use an email account.
    • Protect access to this account at all times because it is used for communication from online banking.
  • If you elect to use online banking, you can then register for bill pay.
  • Once you register for bill pay, payees can be established.
    • Recipients receive the money in one way.
      • Paper check: These are cut and sent in advance of the scheduled day. Turn around – up to 10 days. Does not come out until cashed.
  • For support call the bank


What are the risks of using bill pay?

 If you do not protect your computer or device in the manner described, a hacker could take over your machine.

  • After taking over your machine, they could watch you login into online banking.
  • After learning your online banking credentials, they could add themselves as a payee in online banking and pay money out of your account into theirs.


Ways to protect yourself

  • Log into your account regularly and check your balances, activities, and payees.
  • Secure your device as described previously.
  • Monitor your emails diligently for notifications of changes to your online account and payees.


Bill Pay Screen Samples

Customers can request samples of bill pay screens from the bank.