Investments

Plan for your future with investment options tailored to your goals. Whether you're saving for retirement or growing your wealth, we offer expert guidance and flexible solutions to help you succeed. Contact us today to get started!

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Certificate of Deposit

We offer flexible Certificate of Deposit (CD) terms to help you grow your savings. Interest accrues daily and can be paid by check or credited to your CNB account, typically semi-annually. Choose from terms as short as 3 months or as long as 60 months. Stop by or give us a call today to find the right CD for you!

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Individual Retirement Accounts (IRAs)

We offer flexible IRA account terms to help you plan for retirement. Like our certificates of deposit, interest accrues daily, compounds semi-annually, and is credited to your CNB account. Call our account specialists today to start building your financial future!

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Investment Services

Nikki V. Baker-Lude is dedicated to providing experienced guidance on all aspects of wealth plan management. As your personal financial advocate, she is committed to helping you discover suitable, realistic opportunities as you pursue your financial goals -- and to providing clear, objective financial guidance to help you stay on course toward your vision of the future. “Through my relationship with Commonwealth Financial Services, my clients have access to a wide array of financial and wealth management strategies, including services such as professional money management, retirement and education planning, and investment products including stocks, bonds, mutual funds, annuities and insurance products.”

Disclosure

Advisory services offered through Commonwealth Financial Services. This site is published for residents of the United States and is for informational purposes only and does not constitute an offer to sell or a solicitation of an offer to buy any security or product that may be referenced herein. Persons mentioned on this website may only offer services and transact business and/or respond to inquiries in states or jurisdictions in which they have been properly registered or are exempt from registration. Not all products and services referenced on this site are available in every state, jurisdiction or from every person listed. Commonwealth Financial Services and its representatives do not provide tax or legal advice; therefore, it is important to coordinate with your tax or legal advisor regarding your specific situation.

Advisory Services offered by Commonwealth Financial Services ("CFS"). CFS and Citizens National Bank are independent entities and not affiliated.

Nikki V. Baker-Lude, CFP®, ChFC®, CAP®

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Financial Advisor
Email: nikki.lude@cfswv.com
Web: www.cfswv.com
Facebook
Phone: 740-472-9161

Products & Services

  • Mutual Funds

  • Annuities

  • College Planning & 529 Plans

  • Insurance

  • Financial Planning

  • Retirement Planning

  • Tax Advantaged Investments

To learn more about these and other products and services please contact Nikki at (740) 472-9161.

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Woodsfield staff standing in front of the main branch teller line wearing Ohio State clothes.
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