Investments
Plan for your future with investment options tailored to your goals. Whether you're saving for retirement or growing your wealth, we offer expert guidance and flexible solutions to help you succeed. Contact us today to get started!

Certificate of Deposit
We offer flexible Certificate of Deposit (CD) terms to help you grow your savings. Interest accrues daily and can be paid by check or credited to your CNB account, typically semi-annually. Choose from terms as short as 3 months or as long as 60 months. Stop by or give us a call today to find the right CD for you!

Individual Retirement Accounts (IRAs)
We offer flexible IRA account terms to help you plan for retirement. Like our certificates of deposit, interest accrues daily, compounds semi-annually, and is credited to your CNB account. Call our account specialists today to start building your financial future!
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Investment Services
Disclosure
Advisory services offered through Commonwealth Financial Services. This site is published for residents of the United States and is for informational purposes only and does not constitute an offer to sell or a solicitation of an offer to buy any security or product that may be referenced herein. Persons mentioned on this website may only offer services and transact business and/or respond to inquiries in states or jurisdictions in which they have been properly registered or are exempt from registration. Not all products and services referenced on this site are available in every state, jurisdiction or from every person listed. Commonwealth Financial Services and its representatives do not provide tax or legal advice; therefore, it is important to coordinate with your tax or legal advisor regarding your specific situation.
Advisory Services offered by Commonwealth Financial Services ("CFS"). CFS and Citizens National Bank are independent entities and not affiliated.
Nikki V. Baker-Lude, CFP®, ChFC®, CAP®

Products & Services
Mutual Funds
Annuities
College Planning & 529 Plans
Insurance
Financial Planning
Retirement Planning
Tax Advantaged Investments
To learn more about these and other products and services please contact Nikki at (740) 472-9161.

Woodsfield, OH 43793
Bank Location: 143 S. Main Street
Woodsfield, OH 43793
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