Checking Accounts

We offer a range of savings accounts tailored to fit your needs, including Regular Checking, NOW (negotiable orders of withdrawal), and Commercial Checking.

Accounts Contact Us

Three women behind the Barnesville branch teller line.

Regular Checking

A simple, hassle-free checking account with a low opening deposit and easy balance requirements to help you manage everyday finances.

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Business Checking

Designed for businesses that need a straightforward, cost-effective account to handle daily transactions efficiently.

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NOW Account

An interest bearing account that helps your money grow while offering the convenience of a traditional checking account.

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Regular Checking

A simple, hassle-free checking account with a low opening deposit and easy balance requirements to help you manage everyday finances. This account is Non-Interest Bearing.

Requirements

You must deposit $100.00 to open this account.
Minimum daily balance of $300.00 is required to avoid service charge.

Account Fees

Each statement cycle you will be assessed a service charge of $3.00 if your balance falls below $300.00 any day in the statement cycle.
We will charge a $5.00 per month dormant fee if for one year there has been no activity or other contact from you indicating an interest in the account.
Additional fees may apply, please give us a call today for further information.

Business Checking

Designed for businesses that need a straightforward, cost-effective account to handle daily transactions efficiently. This account is Non-Interest Bearing.

Requirements

You must deposit $100.00 to open this account.
Minimum daily balance of $300.00 is required to avoid service charge.

Account Fees

Each statement cycle you will be assessed a service charge of $3.00 if your balance falls below $300.00 any day in the statement cycle.
We will charge a $5.00 per month dormant fee if for one year there has been no activity or other contact from you indicating an interest in the account.
Additional fees may apply, please give us a call today for further information.

NOW Account

An interest bearing account that helps your money grow while offering the convenience of a traditional checking account.

Requirements

You must deposit $1,000.00 to open this account.
Minimum daily balance of $1,000.00 is required to avoid service charge.

Account Fees

Each statement cycle you will be assessed a service charge of $10.00 if your balance falls below $1,000.00 any day in the statement cycle.
We will charge a $5.00 per month dormant fee if for one year there has been no activity or other contact from you indicating an interest in the account.
Additional fees may apply, please give us a call today for further information.

Interest Rate Information

The interest rate and annual percentage yield are included in the enclosed Rate Chart. The interest rate and annual percentage yield may change, at our discretion, monthly. Interest begins to accrue on the business day you deposit cash and/or noncash items (for example, checks) if received by 2:00 p.m. We use the daily balance method to calculate the interest on the account. This method applies a daily periodic rate to the principal in the account each day. Interest will be compounded monthly and credited to the account monthly. If you close the account before interest is credited, you will not receive the accrued interest.